🏠
Mortgage & Loan Calculator
Calculate your monthly mortgage or loan payment, total interest and a full amortization schedule. Free and instant.
How to use Mortgage & Loan Calculator
- 1. Enter the loan amount, annual interest rate and term in years (and any down payment).
- 2. See your monthly payment, total interest and total paid update instantly.
- 3. Open the amortization schedule to see how much goes to principal vs interest each year.
💡 Tip: Even a 0.5% lower rate or a few extra years off the term can save thousands. Try different scenarios to compare.
Frequently asked questions
Is Mortgage & Loan Calculator free?
Yes — 100% free, with no account or sign-up required.
Is my data safe and private?
All calculations run in your browser — no numbers are sent anywhere.
Do I need to install anything?
No. It works in any modern browser on desktop and mobile.